Just went for our HDB 1st appointment today and found out that we managed to get $15k additional housing grant! We're totally over the moon now, cos we were initially told by our housing agent that we're NOT even eligible for the grant cos our monthly income is over the maximum, but we insisted on applying anyway (without his help) cos David's only been working for half a yr and our average monthly income over the past 12 months should be less than 5k. Even then, we were just hoping to get the minimum grant of $5k. In the end, HDB somehow calculated our average monthly income over the past 12 months to be $3.7k, and gave us an additional grant of $15k!
WOOOOOOOOOOOOOOHHHHHOOOOOOOOOOOO!!!!!!!!!!
We just feel so blessed. If we had bought the house earlier, we won't have been eligible, cos the policy before 6 Feb 2009 required either of us to have worked for at least 2 years, and have a combined income of less than $4k. If we had bought the house later, we won't have been eligible either, cos our average 12 mths income would have exceed the maximum since David would have worked for a longer period of time. We both agreed that it's God's plan that we bought the house at this time, so we can enjoy an additional grant of $15k, over the $40k tt we're already getting for buying a house near David's mum. This $15k means that we pay almost $100 less per month for our mortgage over the next 30 years!
Thank you God! Thank you HDB! Thank you Singapore! Thank you Uncle Lee! We love you! *muackz* =D
P.S. NO thanks to our agent. =P
Thursday, March 26, 2009
Tuesday, March 03, 2009
All Set...
So I've added a Ticker Factory counter to countdown to our wedding, cos we've already booked the venue for our church wedding (Church of St Mary of the Angels) and wedding dinner (Orchard Hotel)! Our wedding date is now set to be on Saturday, 24 July 2010! Can't believe that we were SO Singaporean about this. Kiasu to the max. =P
It seems like such a long time before our wedding actually takes place, but at the same time, it feels like we don't have enough time to get all that we have to do done! 16 months and 3 weeks for us to:
1) Go for the 1st appointment for our house
2) ROM
3) Collect keys
4) Renovate the house
5) Clean the house
6) Move into the house
7) Design and make wedding/evening gown/suits
8) Take wedding photos
9) Food tasting at the hotel
10) Do up guest list
11) Look for emcees
12) Send out invitations
13）Plan our honeymoon
14) 过大礼
15）安床
16) Complete many other miscellaneous tasks while working full time...
17) Get enough sleep to look good for our big day
Looking at the list of things that we have to do, I don't even know where we're gonna get started, and task #17 will probably be left undone. (-_-;) Oh well, at least we're gonna be married at the end of it! =)))
It seems like such a long time before our wedding actually takes place, but at the same time, it feels like we don't have enough time to get all that we have to do done! 16 months and 3 weeks for us to:
1) Go for the 1st appointment for our house
2) ROM
3) Collect keys
4) Renovate the house
5) Clean the house
6) Move into the house
7) Design and make wedding/evening gown/suits
8) Take wedding photos
9) Food tasting at the hotel
10) Do up guest list
11) Look for emcees
12) Send out invitations
13）Plan our honeymoon
14) 过大礼
15）安床
16) Complete many other miscellaneous tasks while working full time...
17) Get enough sleep to look good for our big day
Looking at the list of things that we have to do, I don't even know where we're gonna get started, and task #17 will probably be left undone. (-_-;) Oh well, at least we're gonna be married at the end of it! =)))
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