Additional Housing Grant

Just went for our HDB 1st appointment today and found out that we managed to get $15k additional housing grant! We're totally over the moon now, cos we were initially told by our housing agent that we're NOT even eligible for the grant cos our monthly income is over the maximum, but we insisted on applying anyway (without his help) cos David's only been working for half a yr and our average monthly income over the past 12 months should be less than 5k. Even then, we were just hoping to get the minimum grant of $5k. In the end, HDB somehow calculated our average monthly income over the past 12 months to be $3.7k, and gave us an additional grant of $15k!

WOOOOOOOOOOOOOOHHHHHOOOOOOOOOOOO!!!!!!!!!!

We just feel so blessed. If we had bought the house earlier, we won't have been eligible, cos the policy before 6 Feb 2009 required either of us to have worked for at least 2 years, and have a combined income of less than $4k. If we had bought the house later, we won't have been eligible either, cos our average 12 mths income would have exceed the maximum since David would have worked for a longer period of time. We both agreed that it's God's plan that we bought the house at this time, so we can enjoy an additional grant of $15k, over the $40k tt we're already getting for buying a house near David's mum. This $15k means that we pay almost $100 less per month for our mortgage over the next 30 years!

Thank you God! Thank you HDB! Thank you Singapore! Thank you Uncle Lee! We love you! *muackz* =D

P.S. NO thanks to our agent. =P